1. Overview of the Application Portal
The online application portal is designed to streamline the submission process. It features:
- Phone Number Validation & OTP Verification: Ensures secure and unique access.
- Six-Tab Application Form: Fill out your details across multiple steps, saving progress along the way.
- Application Status Check: Verify your application status at any point using OTP.

2. Starting the Application
- Open the Portal: You will see a cover page introducing the SME Innovation & Inclusion Programme.
- Review Programme Details: Familiarize yourself with the eligibility criteria and scope.
- Proceed to Application: Click the “Proceed to Application” button to begin filling in your details.

3. Phone Number Entry & OTP Verification
- Enter Phone Number: Provide your 10-digit phone number (e.g., 0244000000).
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Select Action:
- Start / Continue Application – If new or returning to your saved form.
- Check Status – If you have applied before and want to see the current status.
- OTP: A 4-digit code is sent via SMS. Enter it to verify.
- Continue: On successful verification, a new Application ID is generated or your existing data is loaded.


4. Filling Out the Multi-Step Form
After OTP verification, you’ll proceed through six tabs:
- Tab 1: Participant Details
- Tab 2: Business Information
- Tab 3: Business Operations
- Tab 4: Education & Digital Usage
- Tab 5: Future Plans & Motivation
- Tab 6: Summary & Declaration
Each tab includes its own fields and mandatory prompts. Use “Save & Exit”, “Save & Continue”, or the “Previous” button to navigate and preserve data.

Tab 1: Participant Details
- Applicant type (PWD or SME with 10%+ PWD employees), personal & contact info.
- Primary phone auto-filled from OTP input.
Tab 2: Business Information
- Business name, registration details, sector, and location data.
- Business contact numbers.
Tab 3: Business Operations
- Operational duration, business status, employee distribution.
- Revenue & expenses for 2023 and 2024 (profit auto-calculates).
Tab 4: Education & Digital Usage
- Staff’s least qualification, internet source(s), platform usage.
- Payment methods (cashless?), devices used for business.
Tab 5: Future Plans & Motivation
- Digital needs (e-commerce, digital marketing, etc.).
- Expectations of the programme (training, networking, etc.).
Tab 6: Summary & Declaration
- Review all entered data, accept the declaration, and submit.
- After submission, your status changes to “Pending.”
5. Saving & Exiting Midway
Click the “Save & Exit” button at any time to save your progress. You will receive an SMS confirming your application is in draft. To resume:
- Open the portal again and enter your phone number.
- Select “Start/Continue Application.”
- Verify via OTP, and the system will load your saved data.

6. Checking Your Application Status
- On the main screen, enter your phone number and click “Check Status.”
- Enter the 4-digit OTP sent to your phone.
- The portal displays your current status (e.g., Not Submitted, Pending, Shortlisted, Approved, Rejected, etc.).


7. Important Notes & Tips
- Validation & Mandatory Fields: Required fields are marked with an asterisk (*).
- Accurate Data: Provide correct details to avoid disqualification.
- Disability Requirements: Indicate if you’re a PWD or employing PWD staff.
- Application ID & Updates: Keep track of your ID and phone number for status checks.
- Data Protection: Your data may be shared for verification. Event media (photos/videos) could be used for project promotion.
8. After Submission
Once you click “Confirm & Submit” on Tab 6:
- Your application status changes to “Pending”.
- Programme administrators review your details.
- You may receive SMS notifications about updates or further requirements.
- Check status periodically using the same phone number + OTP process.

9. Troubleshooting & Support
- No OTP Received? Wait for the countdown to finish, then click “Resend OTP.”
- Validation Errors? Check formatting for phone numbers, Ghana Card, or GPS addresses.
- Technical Issues? Refresh your browser or try again after some time.
- Contact: If issues persist, reach out to the official helpdesk for assistance.